Linetime have added specific mortgage possession functionality to their Liberate legal software suite and developed a direct online link between Liberate and Her Majesty’s Court Services (HMCS) Possession Claim Online (PCOL) service.

PCOL is HMCS’s Internet based service for claimants and defendants, designed as a simple, convenient, cost-effective and secure way of submitting, responding and monitoring certain types of possession claim via the Internet.

The Liberate – PCOL interface provides firms involved in mortgage possession with significant benefits. Not only do they not have to complete any paperwork, but all the case data is validated intensively by the Liberate software prior to being packaged and automatically passed to the PCOL service.

In addition to the operational benefits the PCOL interface provides a rapid return on investment as there is an immediate and direct cost saving of circa 33% on claim submission fees. Linetime claim that the more socially aware lenders, keen to meet their ‘duty of care’ obligations to debtors, are starting to insist on dealing only with firms that use this less-costly online PCOL service.